Quiet mortgage rule change this month targets INVESTORS!

There you have it folks! The Banks and Canadian government are conspiring to completely level the GTA housing market! Effective this month, TD and RBC banks will calculate the FULL utililized limit of Home-Equity Line of Credit (HELOCs) as part of the Income to Debt calculations for second mortgages and rental properties, which basically means …

Mid summer stats JULY 2016

    Hi Folks! Hope everyone is doing well so far this summer, as it has been a hot and humid one! As the kids are off to their summer job, school or camp, there is a certain lull in the housing market during the mid to the end of summer. Enjoy the rest of …

November home sales in Toronto shatter annual record!

    Record Sales in November 2015 November home sales in Toronto shatter annual record Toronto saw a record-breaking month for home sales in November, according to a CTV News report. Almost 7,4000 homes were sold in the Toronto area in November, breaking the previous sales record for the month. November sales also pushed total …

HAPPY CAD THANKSGIVING!!!

From our family to yours, we wish you a wonderful Thanksgiving time!!!! Live Life Better, Marvin, Janet and Lance 2015